Gig & Delivery

Tax help for shipt shoppers

Shopping and delivering for Shipt is a business — your car, your time, and your supplies all count.

Prepared by real tax specialists — with Enrolled Agent or CPA review when your return calls for it.

Shipt shoppers are independent contractors paid on a 1099-NEC, so you report income and expenses on Schedule C and owe self-employment tax on the profit.

Your deductible driving covers the trip to the store, between stores, and out to the member — and the in-store shopping time is part of the job even though it puts no miles on the car.

Income you’ll report on: 1099-NEC.

Save money

Deductions for shipt shoppers

Most people in this line of work leave money on the table. Here's what we make sure to capture:

  • Standard mileage for shopping and delivery trips (or actual vehicle costs)
  • Insulated bags and cooler totes for cold groceries
  • Phone, data plan, and car mount for the shopper app
  • Reusable shopping bags and bag clips
  • Parking and tolls during routes
  • Trunk organizers and cargo liners
Watch out for

What makes your taxes different

  • Out-of-pocket grocery costs you front for an order are reimbursed, not income, and are not a deduction
  • In-app tips are taxable earnings, not gifts
  • You may owe quarterly estimated taxes once you shop regularly
  • Income earned below the 1099 threshold is still reportable
FAQ

Frequently asked questions

Do shipt shoppers pay self-employment tax?

If you earn as an independent contractor, yes — self-employment tax is 15.3% (Social Security and Medicare) on your net profit, on top of regular income tax. You deduct half of it, and every business deduction lowers what you owe. We handle the calculation on Schedule SE.

What can shipt shoppers write off?

Common write-offs include standard mileage for shopping and delivery trips (or actual vehicle costs), insulated bags and cooler totes for cold groceries, phone, data plan, and car mount for the shopper app, reusable shopping bags and bag clips, plus a share of your phone and any home-office use. We go through your year line by line so nothing legitimate gets missed.

Do shipt shoppers need to pay quarterly estimated taxes?

If you expect to owe $1,000 or more for the year, the IRS generally wants quarterly estimated payments to avoid an underpayment penalty. We calculate them so next April isn't a surprise.

Do I have to report income if I didn't get a 1099?

Yes. Your income is taxable whether or not a client or platform sent a 1099. We report it correctly and offset it with every deduction you qualify for.

Taxes handled · so you can get back to work.

Tell us what you've got and we'll come back within one business day with the plan and the price · from a preparer who knows your line of work.

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